I have never really identified much with my ancestry -- race and nationality are not things that matter much to me.  I am proud of America, or more so its foundation of faith and history of sacrifice for liberty.  (That's different than being proud to be an American, something which I did not choose, but nevertheless choose to remain.)  However, these Ukrainian history markers catch my attention, perhaps because of my Ukrainian ancestry, but more likely because they are fascinating history.  It is a region rich with history, but largely unknown in the west. Posted by Skanderbeg over on RedState: Today In History – 6 December 1240 With all my travel to and around Ukraine, I have indeed made it to Kyiv (that’s the Ukrainian version of “Kiev”). Kyiv is beyond beautiful. Kyiv is majestic. Kyiv began as a Norse outpost. As Viking traders began to make use of a fairly easy route to Constantinople (up the Narva River, a fairly easy portage across modest terrain, and then an easy journey down the Dniepro River to the Black Sea), around 800 they established a fortified post at about the only terrain feature along the Dniepro – some high bluffs along the western bank. Thus was born the city of Kyiv. The local Slavs realized quickly that these Viking traders, whom they called Varangians or Rus, knew what they were doing. Lacking leadership themselves, they came to the traders and made an offer. They offered the lead guy kingship, and the choice of any one of their many excellent-looking princesses to be his queen. With good leadership and a good position along a major trade route, Kyiv grew rapidly in strength, wealth, and importance. In 988, the Kyivan leader Prince Vladimir accepted Christianity from Byzantine missionaries – while one of those missionaries, Cyril, gave the Slavs a written alphabet for their language. Vladimir ordered all his subjects to convert with him; they were all herded along the main boulevard of Kyiv – called to this day “Christening Boulevard” – and into the shallows of the Dniepro for a mass baptism. Kyiv continued to grow and prosper as an eastern outpost of civilization. By the early 13th century, it was the second largest city in Europe – second only to Paris – with a population of 50,000. But all that came to an abrupt end on 6 December 1240. When dawn broke over Kyiv on 6 December 1240, the population was 50,000. By nightfall, the population had been effectively reduced to zero. After a brief siege, the Mongols, led by Genghis Khan’s grandson Batu, broke into the city. The city was quickly pillaged, burned, and demolished. Gone were the 400 churches. Gone were the monasteries. Gone was the legendary “Zoloti Varota,” the famous “Golden Gate” – known musically as “The Great Gate of Kiev.” And gone, mostly, were the 50,000 inhabitants – slaughtered or, for the few survivors, dragged off into slavery. Think you’re having a bad day? Methinks that 6 December 1240 qualifies as the ultimate “bad day.” "OK, I am considering homeschooling... what does this have to do with homeschooling?" you ask.  Well nothing, except... tell me if you learned any of this in public school?!? Oh, the history of the Mongols and Vikings goes much deeper and has far more impact upon what you might consider "relevant" history.  The shape of Christian Europe, your church, and religious practices might be significantly different without these two powerful forces in history.  It's not just Ukraine; try England, France, Germany, and Italy... getting more "relevant"? Dig a little deeper... no dumbed down, politically correct, and State approved textbook is needed. That's the power of homeschooling.

To all our friends and everyone considering homeschooling in Orange County, California: This month's Exploring Homeschooling™ Orange County is a special introduction to homeschooling by Susan Beatty, founder of the Christian Home Educators Association of California.  Today, Susan is a leader in the homeschool movement, but at one time she started too.  Come learn for yourself or to introduce a friend to the how and why of private Biblical homeschooling.  You will learn: What types of homeschooling options are available and which ones are the best for you.   Different homeschooling teaching approaches, what they are, the pros and cons of each, and how they can be used in your family.   A courses of study - what it is and how to develop one.   How to set up your records so that you are compliant with state requirements or regulations.   Some of the special things that you can do that other educational choices will not offer.   The unexpected blessings to your family that come through private Biblical homeschooling. Susan will share from a wealth of experience, having homeschooled her own children and helped thousands of others learn about and succeed in homeschooling their own children. Susan and her husband Larry began CHEA of California and started homeschooling their three children in 1982.  In addition, Susan ran an Independent Study Program from 1985 to 1998.  She even found time to write An Introduction to Home Education manual. Susan and Larry have graduated all three children, the last child in 1998, and Susan has continued to be an integral part of CHEA, currently are as a member of the board of directors, general manager, and events manager. Susan writes and speaks at workshops and conventions on home education, annual national leadership conferences on homeschooling, and is a founding board member of The National Alliance for Christian Home Education Leadership. As a spokesperson for the home education community, Susan is interviewed for radio, television, and newspapers. Susan is a professional writer/journalist with a BA degree (1971) from Cal State University Los Angeles and a graduate of CLASS (Christian Leaders and Speakers Seminars). If you are considering homeschooling, starting out, or just curious, this informative free seminar will be a true blessing.  Get all the details here.  

Posted by Considering Homeschooling For all our friends in Southern California, Exploring Homeschooling of Orange County is once again hosting an incredibly informative "Homeschool Information Night" on Saturday, March 28, 2009 with special guest speaker Janice Henry. Well, you've decided to homeschool your children and are excited about it - all the prospects of great things both educational and spiritual that will help you grow your children into powerful leaders for Christ.  But do you really have to do this alone?   Surely there are groups that will support you as you raise your children at home, aren't there?  The answer is - YES!  But how do you find them?  And how do you know which one is right for you - and for your children? This month, Exploring Homeschooling will be exploring just that - how to find support groups in your area, what the different types of support groups are, and how to choose one (or more) that will provide the support you need as you build your homeschool.  Our speaker, Janice Henry, a Regional Advisory Board Member of the Christian Home Educators Association of California, will walk us through this important question as she shows us how to circumnavigate the various groups.  Come learn for yourself and bring a friend to community support in the world of private Biblical homeschooling.  You will learn: What is a homeschooling support group or a PSP (Private School Satellite Program) and why would you want to be part of one? How to find homeschooling groups in your area and what things to look for. How to file your own affidavit and run your own homeschool. What types of people that you can include in your support structure. Some of the support groups right in your area - who they are and what they do. Janice Henry is currently a member of the Regional Advisory Board of the statewide organization, Christian Home Educators of California (CHEA). In 1992 the she and her husband, Kirk, entered homeschool leadership, in spite of the fact that they had just begun to homeschool themselves. The initial group of people, who were simply interested in getting information about homeschooling, developed into a CHEA Support Group and Independent Student Program. With members in Los Angeles, Orange, and surrounding counties, Southern California Christian Academy (SCCA) continues to help families homeschool with joy and excellence. Janice's warm yet thought provoking messages encourage parents to build strong children and youth for the Kingdom of God through private Christian education in the home. For more information about Janice, see: www.PrivateChristianEducation.com Get all the details about the "Homeschool Information Night" at: www.ExploringHomeschooling.com  

Posted by Considering Homeschooling For all our friends in Southern California, Exploring Homeschooling of Orange County is once again hosting an incredibly informative "Homeschool Information Night" on Saturday, March 28, 2009 with special guest speaker Janice Henry. Well, you've decided to homeschool your children and are excited about it - all the prospects of great things both educational and spiritual that will help you grow your children into powerful leaders for Christ.  But do you really have to do this alone?   Surely there are groups that will support you as you raise your children at home, aren't there?  The answer is - YES!  But how do you find them?  And how do you know which one is right for you - and for your children? This month, Exploring Homeschooling will be exploring just that - how to find support groups in your area, what the different types of support groups are, and how to choose one (or more) that will provide the support you need as you build your homeschool.  Our speaker, Janice Henry, a Regional Advisory Board Member of the Christian Home Educators Association of California, will walk us through this important question as she shows us how to circumnavigate the various groups.  Come learn for yourself and bring a friend to community support in the world of private Biblical homeschooling.  You will learn: What is a homeschooling support group or a PSP (Private School Satellite Program) and why would you want to be part of one? How to find homeschooling groups in your area and what things to look for. How to file your own affidavit and run your own homeschool. What types of people that you can include in your support structure. Some of the support groups right in your area - who they are and what they do. Janice Henry is currently a member of the Regional Advisory Board of the statewide organization, Christian Home Educators of California (CHEA). In 1992 the she and her husband, Kirk, entered homeschool leadership, in spite of the fact that they had just begun to homeschool themselves. The initial group of people, who were simply interested in getting information about homeschooling, developed into a CHEA Support Group and Independent Student Program. With members in Los Angeles, Orange, and surrounding counties, Southern California Christian Academy (SCCA) continues to help families homeschool with joy and excellence. Janice's warm yet thought provoking messages encourage parents to build strong children and youth for the Kingdom of God through private Christian education in the home. For more information about Janice, see: www.PrivateChristianEducation.com Get all the details about the "Homeschool Information Night" at: www.ExploringHomeschooling.com  

On Saturday, May 2, Exploring Homeschooling will be hosting a Homeschool Information Night featuring a panel of homeschool support group leaders.  The panel will include: Janice Henry is currently a member of the Regional Advisory Board of the statewide organization, Christian Home Educators of California (CHEA). In 1992 she and her husband, Kirk, entered homeschool leadership, in spite of the fact that they had just begun to homeschool themselves.  The initial group of people, who were simply interested in getting information about homeschooling, developed into a CHEA Support Group and Independent Student Program.  With members in Los Angeles, Orange, and surrounding counties, Southern California Christian Academy (SCCA) continues to help families homeschool with joy and excellence. Janice's warm yet thought provoking messages encourage parents to build strong children and youth for the Kingdom of God through private Christian education in the home. Debe Haller, wife to Danny for 35 years, and mother of four home-schooled graduates, has been a respected leader in home education for over twenty years.  With truth and humor she shares Biblical principles and practical applications she has learned by the grace of God in the areas of being a wife, creative ways to get children to cooperate, teaching techniques, and home school organization.  The Haller family own and operate Hope Country Schoolhouse Homeschool Book Store and Hope Christian Academy PSP in Garden Grove. Debe is the author of The Challenge of Raising Cain and Mrs. Mom: Agonized or Organized? Rebecca Kocsis, is a veteran homeschooling mother, Support Network Director for the Christian Home Educators Association of California.  Along with her husband, Ed, she graduated all five of her children from their homeschool and is proud to say that her grandchildren are now being homeschooled, as well.  Rebecca serves as the Director of Olive Tree Christian School, a PSP serving Riverside County and much of the surrounding Southland. Terri Bonstrom and husband Greg recently celebrated their 20th wedding anniversary. They have one son, Jimmy, who will be 16 in May of this year.  Jimmy has been homeschooled since birth.  Greg and Terri currently lead a support group for families, South Orange County Christian hOmeschoolers (SOCCO), which offers a private website for members to share their homeschool trials and triumphs, and to volunteer their God-given resources with each other to support one another in their homeschool journey. For more information on SOCCO, please visit the public website: www.socco-online.com Toni Muus and her husband Jerry have been married for 33 years and have homeschooled their three children since 1988.  Their youngest son will be graduating in 2010.  Along with homeschooling Toni has been in some form of leadership with Whittier Christian Schools PSP and has been its Director since 1999. Posted by Considering Homeschooling.

If you have been considering homeschooling, let that public school indoctrinated peer pressure kick in... From WND:  A homeschooling movement is sweeping the nation – with 1.5 million children now learning at home, an increase of 75 percent since 1999. The Department of Education's National Center for Education Statistics reported homeschooling has risen by 36 percent in just the last five years. "There's no reason to believe it would not keep going up," NCES statistician Gail Mulligan told USA Today. A 2007 survey asked parents why they choose to homeschool and allowed them to provide several reasons. The following are the most popular responses: Concern about the school environment, including reasons such as safety, drugs or negative peer pressure – 88 percent A desire to provide religious or moral instruction – 83 percent A dissatisfaction with academic instruction at other schools – 73 percent Nontraditional approach to children's education – or "unschoolers" who consider typical curriculums and standardized testing as counterproductive to quality education – 65 percent Other reasons, such as family time, finances, travel and distance – 32 percent Child has special needs (other than physical or mental health problems) that schools cannot or will not meet – 21 percent Child has a physical or mental health problem – 11 percent Parents who report that they homeschool to provide religious or moral instruction increased from 72 percent to 83 percent from 2003 to 2007. Above all other responses, parents cited providing religious and moral instruction as the most important factor in the decision to teach their children at home (36 percent). The second most important issue was concern about the school environment (21 percent), while the third reason was dissatisfaction with academic instruction at other schools (17 percent). Research has shown the positive effects of homeschooling through the years. While some critics say teaching children at home may stunt their social growth, studies indicate homeschooled students fare well or better than public and private school students in terms of social, emotional and psychological development. Additionally, homeschoolers earn higher marks than peers who attend public schools. Academic Leadership, an online journal, cites findings from at least three nationwide studies across the United States and two nationwide studies in Canada. "The home educated in grades K to 12 have scored, on average, at the 65th to 80th percentile on standardized academic achievement tests in the United States and Canada, compared to the public school average of the 50th percentile," it states. Three studies also show that demographics, income and education level of homeschooling parents are generally irrelevant with regard to quality of education in a home setting. On average, homeschoolers in low-income families with less formal education still score higher than state-school averages.

To all our friends and everyone considering homeschooling in Orange County, California: This month's Exploring Homeschooling™ Orange County is a special introduction to homeschooling by Susan Beatty, founder of the Christian Home Educators Association of California.  Today, Susan is a leader in the homeschool movement, but at one time she started too.  Come learn for yourself or to introduce a friend to the how and why of private Biblical homeschooling.  You will learn: What types of homeschooling options are available and which ones are the best for you.   Different homeschooling teaching approaches, what they are, the pros and cons of each, and how they can be used in your family.   A courses of study - what it is and how to develop one.   How to set up your records so that you are compliant with state requirements or regulations.   Some of the special things that you can do that other educational choices will not offer.   The unexpected blessings to your family that come through private Biblical homeschooling. Susan will share from a wealth of experience, having homeschooled her own children and helped thousands of others learn about and succeed in homeschooling their own children. Susan and her husband Larry began CHEA of California and started homeschooling their three children in 1982.  In addition, Susan ran an Independent Study Program from 1985 to 1998.  She even found time to write An Introduction to Home Education manual. Susan and Larry have graduated all three children, the last child in 1998, and Susan has continued to be an integral part of CHEA, currently are as a member of the board of directors, general manager, and events manager. Susan writes and speaks at workshops and conventions on home education, annual national leadership conferences on homeschooling, and is a founding board member of The National Alliance for Christian Home Education Leadership. As a spokesperson for the home education community, Susan is interviewed for radio, television, and newspapers. Susan is a professional writer/journalist with a BA degree (1971) from Cal State University Los Angeles and a graduate of CLASS (Christian Leaders and Speakers Seminars). If you are considering homeschooling, starting out, or just curious, this informative free seminar will be a true blessing.  Get all the details here.  

Posted by Considering Homeschooling For all our friends in Southern California, Exploring Homeschooling of Orange County is once again hosting an incredibly informative "Homeschool Information Night" on Saturday, March 28, 2009 with special guest speaker Janice Henry. Well, you've decided to homeschool your children and are excited about it - all the prospects of great things both educational and spiritual that will help you grow your children into powerful leaders for Christ.  But do you really have to do this alone?   Surely there are groups that will support you as you raise your children at home, aren't there?  The answer is - YES!  But how do you find them?  And how do you know which one is right for you - and for your children? This month, Exploring Homeschooling will be exploring just that - how to find support groups in your area, what the different types of support groups are, and how to choose one (or more) that will provide the support you need as you build your homeschool.  Our speaker, Janice Henry, a Regional Advisory Board Member of the Christian Home Educators Association of California, will walk us through this important question as she shows us how to circumnavigate the various groups.  Come learn for yourself and bring a friend to community support in the world of private Biblical homeschooling.  You will learn: What is a homeschooling support group or a PSP (Private School Satellite Program) and why would you want to be part of one? How to find homeschooling groups in your area and what things to look for. How to file your own affidavit and run your own homeschool. What types of people that you can include in your support structure. Some of the support groups right in your area - who they are and what they do. Janice Henry is currently a member of the Regional Advisory Board of the statewide organization, Christian Home Educators of California (CHEA). In 1992 the she and her husband, Kirk, entered homeschool leadership, in spite of the fact that they had just begun to homeschool themselves. The initial group of people, who were simply interested in getting information about homeschooling, developed into a CHEA Support Group and Independent Student Program. With members in Los Angeles, Orange, and surrounding counties, Southern California Christian Academy (SCCA) continues to help families homeschool with joy and excellence. Janice's warm yet thought provoking messages encourage parents to build strong children and youth for the Kingdom of God through private Christian education in the home. For more information about Janice, see: www.PrivateChristianEducation.com Get all the details about the "Homeschool Information Night" at: www.ExploringHomeschooling.com  

On Saturday, May 2, Exploring Homeschooling will be hosting a Homeschool Information Night featuring a panel of homeschool support group leaders.  The panel will include: Janice Henry is currently a member of the Regional Advisory Board of the statewide organization, Christian Home Educators of California (CHEA). In 1992 she and her husband, Kirk, entered homeschool leadership, in spite of the fact that they had just begun to homeschool themselves.  The initial group of people, who were simply interested in getting information about homeschooling, developed into a CHEA Support Group and Independent Student Program.  With members in Los Angeles, Orange, and surrounding counties, Southern California Christian Academy (SCCA) continues to help families homeschool with joy and excellence. Janice's warm yet thought provoking messages encourage parents to build strong children and youth for the Kingdom of God through private Christian education in the home. Debe Haller, wife to Danny for 35 years, and mother of four home-schooled graduates, has been a respected leader in home education for over twenty years.  With truth and humor she shares Biblical principles and practical applications she has learned by the grace of God in the areas of being a wife, creative ways to get children to cooperate, teaching techniques, and home school organization.  The Haller family own and operate Hope Country Schoolhouse Homeschool Book Store and Hope Christian Academy PSP in Garden Grove. Debe is the author of The Challenge of Raising Cain and Mrs. Mom: Agonized or Organized? Rebecca Kocsis, is a veteran homeschooling mother, Support Network Director for the Christian Home Educators Association of California.  Along with her husband, Ed, she graduated all five of her children from their homeschool and is proud to say that her grandchildren are now being homeschooled, as well.  Rebecca serves as the Director of Olive Tree Christian School, a PSP serving Riverside County and much of the surrounding Southland. Terri Bonstrom and husband Greg recently celebrated their 20th wedding anniversary. They have one son, Jimmy, who will be 16 in May of this year.  Jimmy has been homeschooled since birth.  Greg and Terri currently lead a support group for families, South Orange County Christian hOmeschoolers (SOCCO), which offers a private website for members to share their homeschool trials and triumphs, and to volunteer their God-given resources with each other to support one another in their homeschool journey. For more information on SOCCO, please visit the public website: www.socco-online.com Toni Muus and her husband Jerry have been married for 33 years and have homeschooled their three children since 1988.  Their youngest son will be graduating in 2010.  Along with homeschooling Toni has been in some form of leadership with Whittier Christian Schools PSP and has been its Director since 1999. Posted by Considering Homeschooling.

This course will set you apart from the workforce, give you an edge. It will teach you how and give you the credentials to boss others around. Develop your organizational skills. Prepare yourself for management positions. DSST Principles of Supervision is a course for you.The DSST Principles of Supervision exam is a 3 credit Business exam that covers material taught in a college level introductory course in management and organizations. It includes the roles of a supervisor, management functions and organizational environment. A complete course description can be found here. This was our second business exam and we recommend taking it after CLEP Principles of Management. Here are the materials we used, our study method and what you must know to pass. Materials abound for this exam but the good news is that most of them are low cost and there is so much cross over from CLEP Management that you are most of the way there.Here is what we used: Peterson's online exams DSST Principles of Supervision (DANTES series) (Dantes Subject Standardized Tests (Dantes)) InstantCert (both the cards and the forum feedback)Our method for this exam was quick and intense. We studied the Peterson's tests, using the wrong answer study method from another post, paying special attention to the explanations of each question. One of my students said, "Test yourself silly". Study and memorize the feedback from the InstantCert forum. Take the official practice test and when you are scoring in the 60's you should be good to go. This test was updated this summer and we took the new version. Pay special attention to the details. Another student said, "They hound you on the details".You must know the core material from CLEP Management. Focus on:Leadership StylesSupervisor's RolesTheories of Supervision in practiceMake sure you can match theory to theorist, theorist to name, theory to its definition, definition to theory, theory to real lifeInternational and Domestic TradeInternational and Domestic EconomicsEmbargosTariffsBusiness LawUnionsLots of employee hiring proceduresHuman Resource ManagementHave fun with this one. Some of the questions were unfamiliar, but with logic and a little background in Team Policy debate or in the business world you may do well.

From My Mama's Kitchen by Johnny TanWhen you think of a Mother, what do you think of?? If you ARE a mother, what words would you hope your children would use to describe you?Loving, helpful, faithful, sincere, encouraging, sweet, self-sacrificing, trufhful, God-fearing, bold, insightful, descretionary, one-of-a-kind, true, protective, open, trusting, unfailing, caring, comforting, honest... the list could go on forever!Johnny has had a unique experience from being adopted, and then "adopting" even more moms (for a total of NINE MOMS!!)? in his journey of life!You will find a little bit of everything in "From My Mama's Kitchen."? It is a book of encouragement for mothers, a book of love and remembrance for children, and soul food for every one else!You can read other reviews for this book on Amazon, HERE.You can buy this book HERE!This is a little bit about the author, Johnny Tan:Like a pot of the famous Louisiana gumbo, Johnny Tan's life has been richly flavored over the years by his nine moms.In April of 2007, Johnny began recording the various heart-felt memories and words of wisdom expressed and felt in the kitchen setting. The result is From My Mama's Kitchen – “food for the soul, recipes for living.”Adopted at birth in Malaysia, Johnny Tan came to the United States in 1980 to attend college at LSU in Baton Rouge, Louisiana. Here, he began a journey that led him into crossing paths with various women he admiringly referred to as Mom. It is the inspiration, support and life skills that Johnny received from his moms that have guided him towards his pursuit for personal excellence.After college, Johnny worked in the restaurant industry for 18 years. He retired from a successful career as Chief Operating Officer in 2001, to begin a new vocation of running his own business.Living by his very own personal vision and mission statement, Johnny continually uses his gift of creativity to enrich the lives of those who know him and for his community through his fellowship and leadership ability.Johnny is also an accomplished amateur ballroom dancer. He has performed with his dance partners for more than 10 years at various ballroom and charity events in Louisiana and Texas.He currently resides in Dallas, Texas. Check out his website HERE, and listen to his radio show HERE!I hope you enjoy Johnny Tan's work as much as I have!Thank you for coming to Mingle Over Mocha with Anna!

The Library of Congress’ Labs team wants to learn more about new segments of users who aren’t yet connected to our digital collections and services.? We are specifically seeking people who use digital resources like history photos, books, documents, newspapers, music, video, maps, data or websites but don't use Library of Congress materials for the following activities.? Formal and informal education -? K-12 teachers, guides or tutors that might use digital resources to build activities, ? lesson plans, or educational games or experiences.? ? Activism and community leadership - People, clergy, organizers or activists who might use digital library-like resources to inform awareness of a community, or cause, its history and relationships.Data journalism, communications or media work -These people might use digital library-like resources and data to produce articles, visualizations, or media for general audience. People who produce data-driven stories are of particular interest.Undergraduate creative / art studies - These people might use digital library-like resources as inspirational material or as content or material that they may re-mix or re-make through their creative work.With the selected participants, we will carry out 1-on-1 interviews (not to exceed an hour). All work will be conducted remotely over video chat. The schedule for the interviews will be based on what works best for the participants.? Can you connect us with anyone in your network who may want to participate? Feel free to forward this message or direct folks to this sign up form: via the online application (https://forms.gle/xiaB8Swp9VR9xL1j8). Any questions can be sent directly to me, Abbey Potter at abpo@loc.gov.? ? Thank you very much for helping us make this connection! We will share the outcomes of this research publicly and it will help shape future directions of our work.?

Exactly a year ago, on August 13, 2009, I published a Virtual Homeschool Fraud Alert that you might remember reading. My reason for sharing this information was to hopefully minimize the amount of families who might fall victim to these companies and their deceptive tactics. Little did I know that so many of you would share this information with so many others -- including your homeschool support groups, state leadership, HSLDA, etc. I had only hoped that some families who were considering one of these companies might find and read the alert and still have time to preserve their limited budgets for homeschool curriculum resources for the year. At the time I first shared this information, I honestly thought it was mostly common knowledge. For years there have been complaints against Mimi Rothschild's companies. Whenever I read a forum where a newbie was asking advice about signing up for one of her "academies", someone quickly jumped in to point them to lengthy online discussions with multiple grievous complaints -- and warn them away. I honestly didn't realize how many thousands of families had no clue that anything was amiss with Mimi Rothschild and her companies. I was only really thinking about families who were just beginning to homeschool -- those who would not have been around long enough to have seen the dozens of testimonies of families who had been defrauded over the past few years... (Read full article for more)